Past Advocacy letters

In September 2015, we joined with 49 other organizations from across the U.S. to request the Federal Insurance Office (FIO) establish affordability standards for automobile insurance for low and moderate-income Americans who need and rely on the use of private automobiles to get to employment and often higher paying jobs. Read more about the work ‘50 Groups call on Federal Insurance Office…’ on and ‘Financial Services Roundtable…’ via  

Read the full letter to the FIO: Affordability Standards for Low and Moderate-Income Americans  


In December 2014, we joined 186 other organizations from across the U.S. to comment on the Department of Defense’s (DoD) Proposed Rule regarding “Limitations on the Terms of Consumer Credit Extended to Service Members and Dependents” with a letter sent to the Secretary of Defense, Chuck Hagel. The letter requested that the DoD include additional measures to close loopholes in current laws (Fiscal Year 2007, Military Authorization Act see Sec. 670) that are meant to protect service members and their families from predatory lending.

Read the full letter to the DoD: December 2014 Military Service Member Letter


In November 2014, our Executive Director attended to a small roundtable meeting with Richard Cordray, Director of the CFPB (Consumer Financial Protection Bureau) on pre-paid accounts, including mortgages and foreclosures, payday lending, prepaid cards, debt collection, credit reporting, student lending and more. She spoke to Director Cordray, about the experiences of Philadelphians, offered suggestions for legislation, and reminded him and his staff of the need for further protections for children and teenagers in foster care who are often victims of crime related to pre-paid accounts in their names, even though they are not legally able to enter into these agreements.

Read her full remarks from the public session: TOLF Statement on Pre-Paid Accounts


In March 2014, our Executive Director attended the President’s Council on Financial Capability for Young Americans at the U.S. Treasury Department in Washington D.C. Panelists’ discussed the reason the council was convened and the importance of non-profit organizations, schools and institutions working to assist in preparing children and young adults becoming fully capable of understanding and demonstrating their knowledge on finances as it pertains to their lives.