We speak so those without a voice can be heard
There are often times when we need to gather a crowd of voices to help guide our legislators at all levels to vote for legislation that helps the most vulnerable among us, instead of hurting them.
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You can give your voice to those who go unheard. Learn more about the advocacy campaigns and actions we are currently participating in and how you can get involved.
In June 2016, along with our collaborative partners at Stop The Debt Trap, we launched a campaign to educate the public about the policy and consequences of the Lending industry and in particular Payday lenders toward women of color, through a practice called ‘PinkLining’. Several of our partners produced a report that was sponsored by Congressman Keith Ellison (D-MN), titled “Pinklining: How Wall Street’s Predatory Products are Pillaging Women’s Wealth, Opportunities & Futures”.
In the fall of 2016, the OCC (Office of the Comptroller of Currency) a federal financial regulator proposed a charter that would allow ‘fintech’ companies to operate under a special federal charter thereby avoiding stricter state regulations and laws, currently in place in many states and begin providing new high cost payday lending products. Read more about the ‘Fintech’ Charter proposal, the response issued by our Payday Freelandia group and the official letter of opposition with our colleagues at Stop The Debt Trap.
In the fall of 2015, we started working on initiatives related to the tax code; helping to right side up it, ensuring low to moderate-income households have opportunities through the tax code to save and grow assets without penalty. The current tax code has favored and benefited top income earners for the last 30 years, while limiting access to credits and deductions that would benefit low to moderate income savers, exacerbating wealth and asset gaps and making it harder for those at the bottom to get ahead.